Considering the IHG One Rewards Premier Credit Card for Your Next Adventure?
Unbeatable Sign-Up Bonus
The IHG One Rewards Premier Credit Card is offering an incredible deal: 5 free nights (up to 60,000 points per night) after spending $4,000 in the first three months. With a $99 annual fee, this offer easily justifies having the card for at least one year. If you’re unsure about keeping it long-term, you can always consider downgrading or product-changing to a no-fee card within the IHG brand.
Ideal for Upcoming Trips
If you’re planning a trip next summer, this card is worth considering. The sign-up bonus alone provides substantial value, allowing you to save on accommodations and enhance your travel experience.
Benefits and Earning Rates
While the earning rates aren’t groundbreaking, they are competitive:
- 10x points on IHG Hotels & Resorts
- 5x points on travel, gas stations, and dining
- 3x points on all other purchases
Additional perks include Diamond Elite Status, $50 United Airlines TravelBank Cash each year, a Global Entry/TSA PreCheck statement credit, and an anniversary free night (up to 40,000 points). Plus, when you redeem 3 nights with points, you get a 4th night free.
Real-World Example
I checked a recent hotel stay at Hotel Indigo San Diego – Gaslamp Quarter for April 2025, and rooms were available for 53,000 points per night. This means you could use your free night certificates at this fantastic location.
Strategic Considerations
While this card offers excellent value, it might not take priority over a Chase Ink Business card trifecta if you’re pursuing that route. However, if you have domestic travel plans for next summer and can meet the spending requirement for the sign-up bonus, this card is definitely worth considering, especially if you have a Player 1 / Player 2 setup to maximize rewards.
Stay tuned for more travel tips and recommendations on our blog, and start planning your next adventure with the right credit card in hand!
I don’t have a referral link yet but here is the direct link to the Chase website if you want to apply for this credit card https://creditcards.chase.com/a1/ihg/Premier7524NAEP?CELL=6D4C
