New Travelers

New to travel credit card points game – where do I start?

Strategy

Understand the Sign-Up Bonus: If you’re new to the world of travel credit cards and want to make the most of your rewards, employing a one card at a time strategy for sign-up bonuses can be a game-changer. By focusing on one credit card at a time and strategically targeting the sign-up bonuses, you can unlock a world of travel benefits and free flights. Let’s dive into this smart credit card strategy that will help you maximize your travel rewards.

Focus on Meeting the Minimum Spending Requirement: Once you’ve chosen a card, focus on meeting the minimum spending requirement to qualify for the sign-up bonus. Plan your everyday expenses and bills accordingly to reach the required spending threshold within the given timeframe.

Maximize the Benefits: While working towards the sign-up bonus, take advantage of the card’s additional benefits and features. These may include travel credits, airport lounge access, travel insurance, or exclusive hotel perks. Familiarize yourself with the card’s rewards program and explore opportunities to earn bonus points or miles on specific categories.

Complete the Bonus and Move On: After you’ve met the minimum spending requirement and received the sign-up bonus, it’s time to evaluate your next card. Consider factors such as annual fees, ongoing rewards, and benefits to select your next target. Remember to be mindful of any restrictions or limitations imposed by the card issuer, such as waiting periods between applications.

What is the “5/24” rule?


The “5/24 rule” is a term often used in the context of credit card applications and points-based travel rewards. It refers to a policy implemented by Chase, one of the major credit card issuers in the United States, specifically for their lineup of Chase Ultimate Rewards credit cards. The rule is designed to limit the eligibility of certain individuals for these cards based on their recent credit card application history.


The “5/24 rule” is a crucial concept in the world of travel points and credit card rewards, particularly for those aiming to maximize their benefits and earn valuable points for travel. Understanding and adhering to this rule is important for several reasons:

Step One – Get Chase Sapphire Preferred

Unlock a world of travel possibilities with the Chase Sapphire Preferred card. This travel blog summary highlights the key features of this popular credit card. With a low annual fee of $95, you’ll enjoy perks like a $50 hotel credit and 3x points on dining. The real magic lies in the ability to transfer Chase Ultimate Rewards points to partner programs, including the highly valuable Hyatt. Whether you’re a travel novice or a seasoned explorer, the Chase Sapphire Preferred card is a versatile and rewarding option that will enhance your travel experiences and help you make the most of your adventures.k

Step Two – Get Capital One Venture X

Embark on a journey of rewards and travel with the Capital One Venture X card. This travel blog summary captures the essence of this exceptional credit card. With every purchase earning 2x miles, a $300 travel credit, 10,000 annual bonus miles, and a $100 TSA Precheck credit, the benefits are abundant. This card becomes your go-to for all bills, offering a $395 annual fee that pays for itself with just one annual trip. Maximize your travel experiences and make the most of your expenses with the Capital One Venture X card as your ultimate travel companion.