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Unlocking Travel Rewards: A Business Owners guide with Chase Ink Business Trifecta

Are you a sole proprietor, blogger, influencer, or perhaps a business owner managing a kids sports club team or venturing in real estate? If so, your business expenses could be your ticket to incredible travel rewards. Let’s explore how Chase Ink Business credit cards can transform your spending into unforgettable travel experiences.

The Chase Ink Business Credit Card Trio

In the world of business credit cards, there are three standout options from Chase that should be in your arsenal:

Chase Ink Business Preferred

  • Earns 3 points per $1 on the first $150K spend on Shipping, Advertising, Internet, Cable, Phone, and Travel.
  • Ideal for maximizing rewards on essential business expenses.

Chase Ink Business Unlimited

  • Offers a straightforward 1.5% cashback on every purchase.
  • Perfect for businesses with upfront costs, like house flippers.

Chase Ink Business Cash

  • Earns 5% cashback on select business purchases, 2% at gas stations and restaurants, and 1% on all other purchases.
  • Great for everyday business expenses, with no limits on cashback earnings.

Crafting Your Trifecta Setup

To maximize your rewards potential, consider the following sequence:

  1. Chase Ink Business Preferred: Start with this card to earn a hefty sign-up bonus and maximize points on essential business categories.
  2. Chase Ink Business Unlimited: Follow up with this card for its straightforward cashback rewards, ideal for managing upfront costs.
  3. Chase Ink Business Cash: Complete your trifecta to earn high cashback percentages on select business purchases.

Elevating Cash Back to Travel Points

While cashback is great, converting your earnings into Ultimate Rewards points unlocks even more value, especially for travel enthusiasts. By pairing your Chase Ink Business cards with a Chase Sapphire Preferred or Reserve, you gain access to transfer options to airlines and hotels, maximizing your travel rewards.

Navigating International Travel

While Chase Ink Business credit cards are powerful tools for domestic expenses and travel within the U.S., they come with a 3% foreign transaction fee, making them less ideal for international travel. However, the Chase Ink Business Preferred card has no foreign transaction fees, making it a suitable choice for overseas expenditures.

My Personal Journey

Last year, I embarked on a journey with Chase credit cards, starting with a Chase Sapphire Preferred in June. From there, I strategically acquired the Chase Ink Business Unlimited in September, followed by the Chase Ink Business Cash in December, and finally, the Chase Ink Business Preferred in March. With these cards, I earned over 340K in travel points within a year, thanks to the generous sign-up bonuses.

Conclusion

For business owners and entrepreneurs, Chase Ink Business credit cards offer a gateway to lucrative travel rewards. By leveraging your business expenses wisely, you can unlock a world of travel possibilities and turn your everyday spending into extraordinary adventures. So why wait? Start your journey today and elevate your business expenses into unforgettable travel experiences.

Eugene’s Referral Links

Chase Ink Business Preferred –   Sign up bonus of 100K/$1000 after $8k over 3 months

Chase Ink Business Unlimited or Cash –   Sign up bonus of 75K/$750 after $6k over 3 months