What’s In your wallet Eugene?

Capital One Venture X– Every purchase is 2x, $300 Travel credit, 10K annual bonus miles, $100 Credit for TSA Precheck. This is our main credit card we use for all our bills. The annual fee of $395 basically pays for itself as long as you travel at least once a year.

AMEX Gold– 4x on Grocery, 4x on Restaurants, $120 on Uber Eats, $120 I use for grub hub. This is our main card for our groceries and eating out. This is the card that will help us racks up our AMEX points. $250 annual fee pays for itself as long as you stay on top of you your food credits.

AMEX Platinum– 5x on Travel when you book on AMEX Travel portal, 5x on airlines purchases on the Airlines website, AMEX Lounge access, $240 Digital credit(NYT for us), $200 Uber eats, $189 Clear Plus, digital coupon book with lots of offers, Hilton Honors Gold Status, Marriot Bonvoy Gold Elite Status. Great value for booking Fine Hotel Resort hotels through AMEX platform. This is our credit card we use to book our trips and domestic flights and deals for hotels. $695 annual fee + $175 for Authorized user is steep, you really have to maximize all the credits and offers to make it worth it

Chase Sapphire Preferred – 3x on dining, 3x on streaming, and basically 1x on everything else. I added this in June 2023 mainly because of the value of transferring to Hyatt for some of the best hotel deals. $95 annual fee and you get $50 hotel credits while booking on Chase Portal.

Alaska Airlines – Really only keeping for the buddy pass, but strongly considering cancelling. 1x on basically any purchase and it is really slow to rack up travel points.

Costco Anywhere Visa – I only use this for Gas, I value the travel points on Venture and Amex more than getting cash back.

Citi Premier – I only had this because I had an Expedia branded credit card. I plan to cancel/downgrade to a free Citi bank card before the renewal comes around. I still have some points that I can transfer to Air France for my next Europe trip.